Lower move-in costs hero

Lower your move-in costs.

Move In Today. Pay Your Deposit Over Time.

Pay your deposit over time, not all at once.
Available for any upcoming residential lease.

Lower your costs now

Split your deposit cost into monthly payments.

How Much Would You Pay to Move In? Calculate Your Deposit Costs

Enter your rent below and see exactly what you'd pay to move in, and what gets added monthly

S$
S$
How long is your lease?

Your first month costs

$3,503

instead of$6,400

Here's your monthly breakdown:

Deposit$267
Service fee$36
Rent$3,200
Monthly total$3,503
Lower your costs now

Fee shown applies to eGIRO payments.
Credit card payments incur an additional processing fee.

How it works

How to Split Your Rental Deposit Into Monthly Payments

1We pay your landlord

We pay your landlord

Once approved, Rently transfers the full deposit to your landlord on time.

2You move in

You move in

Move in with only first month’s rent and monthly deposit amount. Landlord approval not needed.

3You pay monthly

You pay monthly

One payment to cover your rent and deposit repayment, handled automatically.

4We follow up

We follow up

During end of tenancy, Rently supports you through the deposit return process.

What Renters in Singapore Say About Rently

I first discovered Rently when I was house hunting and needed a smarter way to manage rental deposits. Rently made the process significantly less stressful — it helped smooth out the upfront costs and worked well alongside my agent/landlord, which removed a lot of the usual back-and-forth and friction.

Effah Ezzatee

The benefits

Benefits of Paying Your Rental Deposit Over Time

More financial freedom

You do not need to tie down your money on the upfront deposit.

Minus the bank

No need to go to the bank and wait for long approvals.

Move when you're ready

Don't lose the right place to bad timing.

Eligibility section

Eligibility criteria

Who Can Apply for Deposit Instalment Plans in Singapore

Requirements

Salaried employee or self-employed with verifiable income

Good credit standing and no major defaults or active bankruptcy

Documents needed

Singpass MyInfo / ID verification

Valid Tenancy Agreement

Lease

Any upcoming new lease

Any legitimate rental in Singapore from any landlord, agent or rental platform

PropertyGuru99.coCoveHabyt

Splitting your deposit is just the start.

There's still plenty Rently can do for you.

More Ways Rently Helps You Manage Renting in Singapore

Frequently Asked Questions

Frequently Asked Questions About Rental Deposit Financing

How does Lower Move-in Costs work?

Lower Move-in Costs is an optional add-on for tenants who want to skip paying a large security deposit upfront. Instead of paying the full deposit at the start of the lease, tenants can spread the cost over time through a fixed monthly fee for the duration of the tenancy.

This reduces upfront move-in costs while keeping the process simple and seamless for both tenants and landlords. This add-on comes at no cost to landlords.

Note that tenant applicants are approved only upon a full assessment, including tenancy agreement legitimacy checks, AML checks, and credit checks.

How much is the service fee for Lower Move-in Costs?

An indicative estimate can be calculated at https://www.rently.sg/lower-move-in-costs. Note that tenant applicants are approved only upon a full assessment, including tenancy agreement legitimacy checks, AML checks, and credit checks.

Is this a loan?

No, the option for Lower Move-in Costs is not a loan. This is a facilitative service aimed at easing the initial financial burden for tenants when securing a lease while making renting simple, flexible and rewarding.

Approvals are not guaranteed until applicants undergo a thorough evaluation inclusive of AML and credit checks.

Can I apply with a LOI (Letter of Intent)?

Rently approves LOIs on a case-by-case basis. Tenants may proceed to submit LOIs in their application for consideration, but may require a longer processing time by our team.

Note that approved LOI applications are still required to submit the final, signed tenancy agreement for the service agreement to remain valid for the duration of the lease.

How long does Rently take to pay the security deposit?

Upon approval of your application, Rently will pay the security deposit based on the stipulated deposit due date in your tenancy agreement or application details.

Rently requires a signed tenancy agreement to process my application. What happens if Rently rejects me after I've signed the tenancy agreement?

Rently's services are subject to approval based on numerous factors, including credit scores. As approval is not guaranteed, we strongly encourage applicants to have contingencies prepared in the event where Rently is unable to approve your application.

Under Lower Move-in Costs, will the security deposit be paid to the landlord or the tenant?

Rently pays the security deposit directly to the landlord through bank transfer.

Once checks have been performed to verify the legitimacy of the tenancy agreement, the payment will be made to the bank account stated on the agreement.

Will Rently be included in my tenancy agreement?

No. A tenancy agreement is strictly between the tenant and the landlord.

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