Rent is the single biggest bill most Singapore tenants pay every month, and until recently it was also the one bill that gave nothing back. You could earn miles on a Grab ride, a supermarket run, or your Netflix subscription, but the biggest line item on your bank statement just sat there. That has changed. Renters who pay through Rently can now turn that same rent into Max Miles, the transferable rewards currency from HeyMax, while their landlord continues to receive the full rent into their bank account on the scheduled due date. The mechanic behind it is simple once you see it laid out, and understanding exactly how it works is the difference between vaguely knowing "you can earn miles on rent" and actually getting the most out of it.
Why rent has been a rewards dead zone
For many Singapore tenants, rent adds up to tens of thousands of dollars a year. For a tenant paying S$3,500 a month, rent alone adds up to S$42,000 a year. Traditionally, most of that has moved by bank transfer, PayNow or cheque, payment methods that don't themselves generate travel rewards. Even tenants who are careful about routing their groceries and dining through the right rewards card often shrug at rent, assuming a landlord transfer simply can't be optimised the same way. Rently, paired with HeyMax, is built specifically to close that gap.
What "earning miles on rent" actually means
HeyMax is a Singapore-based rewards platform built around a single flexible currency called Max Miles. Instead of being locked to one bank's proprietary points programme, Max Miles sit in your own HeyMax account and can be transferred to a range of airline, hotel and loyalty partners. Transfer ratios vary by partner, and Singapore Airlines KrisFlyer works a little differently from most: Max Miles are first converted to yuu Points, which are then converted to KrisFlyer miles. At the standard rate, that works out to roughly 6 Max Miles for every 5 KrisFlyer miles. Through Rently's partnership with HeyMax, eligible rent payments earn Max Miles, which are credited to the HeyMax account associated with your Rently account. In practice, that means the email address on your Rently account: if you already use HeyMax with that email, the miles land there automatically, and if you don't, you'll receive an invitation to create a HeyMax account and claim them. Either way, a payment that used to earn nothing now builds a travel balance in the background.
How a Rently payment becomes Max Miles, step by step
The flow starts when you set up your lease on Rently, a one-time setup. From there, your rent is collected on your usual due date by eGIRO or by card. For eGIRO, Rently facilitates the deduction from your bank account on your rent due date. For card payments, Rently may place a temporary hold 2 to 3 days beforehand and processes the charge on the due date. Rently then transfers the rent to your landlord's bank account on that scheduled date, so your landlord still receives the full amount on time. Separately, Rently calculates the Max Miles your payment has earned based on the plan you're on, and Max Miles are typically credited within seven business days after your rent payment. Beyond the one-time claim for new HeyMax users, there's nothing to remember or "activate" each month; once it's set up, the miles simply show up month after month, for as long as you keep paying rent through Rently.
Choosing between eGIRO and card, and picking a plan
Rently's Earn Rewards plans currently offer earn rates of 0.3, 1.0 or 1.7 Max Miles per S$1 of rent, depending on the plan selected. The applicable service fee is shown in Rently's live calculator, so you can compare the cost with the rewards you expect to earn before choosing a plan. On top of the plan itself, you can choose to pay by eGIRO, an automatic deduction from a supported Singapore bank account, or by credit card, processed through Stripe. If you pay by credit card, you will still earn Max Miles through the applicable Rently plan and may also earn your card's own rewards. Card reward eligibility depends on your issuing bank and card terms, so it is worth checking before relying on a particular earn rate. Neither method changes the core mechanic; the choice mostly comes down to whether you'd rather keep rent moving quietly out of your bank account or run it through a card you're already using.
What your miles are actually worth
Raw mile counts rarely mean much on their own, so it helps to translate them into something concrete. At 1.0 Max Miles per S$1, the tenant paying S$3,500 a month would earn around 42,000 Max Miles over a year of rent. If KrisFlyer is the goal, the standard two-step conversion through yuu Points would turn that into roughly 35,000 KrisFlyer miles, still a meaningful balance towards a regional flight, without needing a new credit card or a spending splurge to get there. It's worth checking the current transfer ratio for your preferred partner in the HeyMax app before you move miles out, since rates differ between partners and HeyMax occasionally runs limited-time transfer promotions. HeyMax also offers FlyAnywhere, which lets users redeem Max Miles towards flights outside the direct-transfer partner network. Crucially, Max Miles don't expire, so there's no pressure to redeem in a hurry the way there is with some bank points programmes.
Why Earn Rewards doesn't change your tenancy
Earn Rewards is designed around your existing rent payment. You continue paying the agreed rent on the agreed schedule, while Rently handles the payment to your landlord and your eligible payment earns Max Miles. Using Earn Rewards does not make Rently a party to your tenancy agreement; it changes how the payment is handled, not the underlying rent you agreed with your landlord. The miles are simply a reward for rent you were already paying, in the same way a cashback card rewards a grocery bill you'd have paid anyway.
Who this actually suits
This setup tends to click fastest for renters who already have one eye on their miles balance anyway, the kind of tenant who picks a supermarket run or a dining night out partly based on what it earns. For that group, routing rent through Rently is less of a new habit and more of closing an obvious gap in a routine they already run. Renters who prioritise cost over maximum miles can compare the available earn rates and applicable fees in Rently's calculator before choosing a plan.
Getting started
You verify your identity through Singpass, add your lease details, and choose eGIRO or card along with your preferred plan. Max Miles go to the HeyMax account tied to your Rently email, so if you're new to HeyMax you'll simply get an invitation to set one up. Card payments are processed through Stripe, and eGIRO runs through the same bank rails major Singapore banks already use for other automatic payments, so there's no unfamiliar infrastructure involved. Once set up, your rent payment is handled automatically, your landlord receives the rent into their bank account on the scheduled due date, and your Max Miles are typically credited within seven business days after the rent payment.
