Summary
If you're paying $3,000 monthly rent, you'll spend $180,000 over five years with nothing to show for it — but your smaller expenses like kopi and groceries already earn you rewards.
Routing your rent through Rently lets you earn Max Miles on every dollar, turning dead money into travel rewards without hidden fees.
The Earn Rewards add-on costs just 0.4% (≈$12/month on $3k rent) — less than a bubble tea — and Max Miles never expire.
Set‑up takes minutes: sign up, link your bank via eGIRO, and choose your services; Rently pays your landlord on time, and you start earning immediately.
Your morning kopi earns you cashback. Your grocery run earns you miles. Even your Netflix subscription might be racking up points on your credit card. But your rent, the single largest payment you make every month, earns you absolutely nothing.
For most Singaporeans renting today, that's just accepted as a fact of life. Rent is rent. You pay it, it's gone, and you move on. But when you actually stop to think about it, it's a little absurd, isn't it? The smallest expenses in your life earn you rewards, while the biggest one just... disappears.
That's dead money. And there's finally a straightforward fix for it.
$3,000 a Month. $180,000 Over Five Years. Gone.
Let's make the numbers real for a moment.
Say your rent is $3,000 a month, a fairly typical figure for a rental in Singapore. That's $36,000 a year. If you rent for five years (which many people do, moving from one lease to the next), you've paid out $180,000 in rent. Every single dollar of it has gone directly to your landlord, with nothing flowing back to you.
No equity. No rewards. No return. Just the persistent feeling that renting means throwing money away.
Unlike a mortgage, where your payments are at least building ownership, rent payments are, by design, a one-way street. And unlike your other monthly expenses, there's been no easy way to attach any rewards programme to it. Credit cards don't process rent payments for free; the platforms that try to help overseas often charge fees of 2–3%, and come with confusing setups, zero payment confirmation, and the nagging worry that your landlord might not actually get paid on time.
It shouldn't be this complicated. And with Rently, it isn't.
The Fix: Rently Sits Between You and Your Landlord
Here's the simplest way to explain how Rently works:
Instead of paying your landlord directly, you pay Rently. Rently then pays your landlord on your behalf, on time, via standard bank transfer, for the full rent amount. Your landlord's experience doesn't change at all. They still receive a clean bank transfer on the due date. No confusion, no new processes on their end, no surprises.
What changes is everything on your side.
By routing your rent through Rently, you unlock the ability to add Earn Rewards, a service that lets you earn Max Miles on every dollar of rent you pay. Your largest monthly expense, the one that has never done anything for you, becomes your biggest rewards-earner.
Setting it up is straightforward too. You link your bank account via eGIRO, a secure, standard payment method supported by major Singapore banks, and Rently handles the rest. No credit card processing fees eating into your rewards. No opaque third-party services processing payments in the background. Just a clean, simple system where you pay Rently, and your landlord gets paid.
For anyone who has ever tried to earn miles on rent via overseas platforms and ended up confused by the process, hit with unexpected fees, or left anxiously wondering whether the payment actually went through, this is a different experience.
From Rent Payments to Real Travel
So what exactly can you do with Max Miles?
The short answer: flights and hotel stays. Max Miles can be transferred to a range of airline and hotel loyalty programmes, turning your monthly rent into a steady stream of travel rewards. Popular transfer partners include KrisFlyer (via yuu Rewards), JAL, and Cathay Pacific, but the full list of partners and their current transfer rates changes over time, so always check HeyMax for the most up-to-date information.
What makes this useful is the scale. Most people earn miles in small increments, a coffee here, a supermarket run there. But rent? Rent is a large, recurring amount that hits every single month without fail. When you start earning miles on that payment, you're earning on a number that dwarfs everything else in your spending.
A year of $3,000 monthly rent payments, consistently earning Max Miles, adds up to a meaningful runway of points, enough to start thinking seriously about your next flight upgrade or a redemption you've been putting off.
The Cost: About the Price of One Bubble Tea
A lot of people expect a catch. Surely a service that makes rent earn miles must come with a hefty fee?
The basic Earn Rewards tier costs 0.4% of your rent. On a $3,000 rent, that's $12 a month.
For context: that's roughly the price of one bubble tea. It's less than a standard Netflix subscription. It's a fraction of the 2–3% fees that similar platforms overseas typically charge when you try to pay rent with a credit card, fees that often wipe out all the rewards value before you've even started.
At $12 a month, the question stops being "is this worth it?" and starts being "why haven't I done this already?"
And if your situation ever changes, the Earn Rewards service can be cancelled at any time. There's no lock-in, no penalty, no complicated exit process. You're in control.
Rently Is More Than Just Miles
Earn Rewards is the headline feature for most people, but Rently is built to address a broader set of financial pain points that renters face — not just the rewards gap.
Lower Move-In Costs
One of the biggest barriers to renting in Singapore is the upfront security deposit. Typically one to two months' rent, it's a significant lump sum that has to leave your account before you've even moved in.
With Rently's Lower Move-In Costs service, Rently pays your security deposit to the landlord on your behalf upfront. You then include this amount in your monthly service payments to Rently over the course of your lease, along with a service fee. Rently does conduct a credit review for this service. If you end your lease early, any outstanding deposit amount will need to be settled.
To be clear: this is a deposit monthly payment arrangement service, not a loan.
Billing Cycle Service
Sometimes your payday and your rent due date simply don't line up neatly, creating unnecessary cash flow stress at the end of every month. Rently's Billing Cycle Service is designed to give you more flexibility in your payment scheduling. Your landlord is always paid on the original due date (Rently takes care of that). Your payment to Rently then follows Rently's monthly service invoicing schedule, giving you more breathing room to manage your finances.
Together, these services mean Rently isn't just a miles-earning tool. It's a platform designed to make the entire experience of renting, from moving in, to paying on time, to actually getting something back, a lot less stressful.
How to Start: Three Simple Steps
Getting set up on Rently takes a few minutes. Here's all you need to do:
Sign up at Rently and create your account.
Link your bank account using eGIRO — a secure payment method supported by major Singapore banks, and the same standard process used across many financial services here.
Choose your services — select the Earn Rewards tier that suits your situation, and add any other services like Lower Move-In Costs or the Billing Cycle Service if they're relevant to you.
That's it. From your next rent payment onwards, your largest monthly expense starts working for you.
Your Rent Doesn't Have to Be Dead Money
For a long time, there was simply no good answer to the question: why does my biggest expense earn me nothing?
The workarounds that existed were either too complicated, too expensive, or came with enough reliability concerns to make them not worth the stress. When platforms charge 2–3% in rent payment fee comparison, when there's no clear payment confirmation, when the process is confusing enough to make you wonder if your landlord is actually getting paid, it's understandable that most people just gave up and accepted rent as a dead loss.
Rently changes that equation. It's a clean, transparent solution built specifically for the Singapore rental market, one where you can earn miles on eGIRO rent payments without hidden fees, confusing processes, or anxiety about whether your landlord received their money.
$180,000 over five years is a significant number. It doesn't have to be $180,000 of nothing.
Frequently Asked Questions
How does Rently help me earn miles on my rent?
Rently lets you earn Max Miles on your monthly rent by routing your payment through its platform. You sign up, link your bank account via eGIRO, and activate the Earn Rewards add-on. Rently then pays your landlord the full rent on time, and you earn Max Miles on every dollar, turning your biggest expense into a consistent mile-earner.
What are Max Miles and how can I use them?
Max Miles are transferable rewards points that you earn on transactions with Rently and other Max partners. You can convert them into frequent flyer miles or hotel points with programmes like KrisFlyer (via yuu Rewards), JAL Mileage Bank, and Cathay Pacific. For the latest transfer options and rates, check the HeyMax website.
How much does the Earn Rewards add-on cost?
Earn Rewards costs 0.4% of your monthly rent. On a $3,000 rent, that’s $12 a month, roughly the price of a bubble tea. There are no hidden fees, no lock-in period, and you can cancel anytime.
Is Rently safe and secure to use for paying rent?
Yes. Rently uses secure, MAS-regulated payment infrastructure such as eGIRO, and works with major Singapore banks to process your rent payments. It uses eGIRO, the same secure, bank-approved electronic direct debit system used for bills and insurance, to process your rent payments. Your landlord receives a standard bank transfer, just like any other payment.
Do I need my landlord’s permission to use Rently?
No. Your landlord doesn’t need to sign up, approve, or do anything differently. Rently pays them directly via bank transfer on your rent due date. From your landlord’s perspective, the payment arrives exactly as it normally would.
Can I use a credit card to pay rent through Rently?
Rently's Earn Rewards service uses eGIRO to debit your bank account, not a credit card. This avoids the high processing fees (often 2–3%) and cash advance charges that usually come with paying rent via credit card. Rently also supports credit card payments at a 2.8% fee, though for maximising rewards, the eGIRO path is more cost-effective, generating miles from just a 0.4% fee.
What is eGIRO and how does it work for rent payments?
eGIRO is an electronic version of the Interbank GIRO system, standardised by the Association of Banks in Singapore (ABS). It lets you authorise a merchant (like Rently) to debit your bank account for recurring payments securely. You’ll set it up once during sign-up, and Rently can then collect your rent amount each month without you having to make manual transfers.
Do Max Miles earned on rent expire?
No. Max Miles never expire as long as your account remains active. Unlike some airline miles or credit card points that have strict validity periods, the miles you accumulate through Rently’s Earn Rewards are yours to keep until you’re ready to use them.
