Summary
Key Stat: Rently's Basic tier turns $3,000/month rent into 10,800 Max Miles per year at a cost of $144/year, just 1.33 cents per mile.
Key Learnings: You can earn travel rewards from rent without involving your landlord; miles never expire, and you can cancel anytime.
Action: Sign up at Rently's Earn Rewards page with Singpass and your tenancy agreement to start earning miles on rent.
If you pay $3,000 in rent every month, you're spending $36,000 a year. For most renters in Singapore, that $36,000 earns them absolutely nothing in return. It just disappears: to your landlord, to your HDB or condo, to the invisible cost of having a place to sleep.
It doesn't have to.
With Rently's Earn Rewards program, that same $3,000 monthly rent can earn you 900 Max Miles per month, or 10,800 Max Miles per year, at the Basic tier. That's enough for a return economy flight to Bali or Bangkok, just from paying rent you were going to pay anyway.
We know what you're thinking. You've seen the ads. You've gotten the emails. As one renter put it, "I get emails and snail mail constantly on this!! It's insane." You're wondering what the catch is, or whether the explanation will be so convoluted you give up halfway through.
This guide is a clear, jargon-free breakdown of exactly how Rently works, what it costs, and what 10,800 miles can realistically get you.
How Rently Works: Pay Rent, Earn Miles via eGIRO
Rently is a rent payment service built for Singapore renters. Here's the simple version of how the Earn Rewards program works:
You sign up with Rently using your Singpass MyInfo and a valid tenancy agreement.
You pay Rently each month via bank transfer - not a credit card (unless you choose the CC tier, more on that below).
Rently pays your landlord via a direct bank transfer. Your landlord receives the money just like a normal eGIRO or bank payment. No disruption, no awkward conversations.
You opt in to the Earn Rewards add-on and select a tier.
Miles are credited to your HeyMax account after each payment.
That's it. One payment to Rently, miles in your HeyMax account, landlord gets paid as usual.
Rently is not a credit card, and for the Free, Basic, Standard, and Premium tiers, you do not need to provide credit card information. This directly addresses one of the most common concerns renters have, captured in a Reddit comment: "they were asking for credit card info and auto-pay which I never do for bills like rent if I don't have to." With Rently's core tiers, you pay by bank transfer and stay in control.
The Four Earn Rewards Tiers
Rently's Earn Rewards program has five tiers, including a free option. Here's a clear breakdown using a $3,000/month rent as the example throughout - but note that different rent amounts and different tiers will produce different fees and different mileage totals.
TierFeeMiles EarnedMonthly Fee ($3K rent)Monthly Miles ($3K rent)Free0%0 Max Miles$00Basic0.4%0.3 MPD$12900Standard1.3%1.0 MPD$393,000Premium2.3%1.7 MPD$695,100Credit Card2.8%0.3 MPD + your card's miles$84900 + card rewards
MPD = Max Miles per dollar spent on rent.
The Basic tier is where the 10,800 miles figure comes from: $3,000 × 0.4% = $12/month in fees, earning 900 Max Miles/month, which compounds to 10,800 Max Miles/year.
The Credit Card tier is designed for advanced users who want to stack rewards: you pay Rently by credit card, earn 0.3 MPD in Max Miles from Rently, and also collect whatever miles or cashback your card offers on top. It's not mandatory, and it's not the simplest place to start.
What Can 10,800 Max Miles Actually Get You?
Let's be honest about this section. Miles values fluctuate, redemption availability changes, and prices can swing by thousands of dollars depending on the route and time of year. So instead of promising you a lie-flat bed to Paris, here's what 10,800 miles can realistically get you - and what you're building toward over time.
Year 1: ~10,800 Max Miles
AirAsia economy return to Bali or Bangkok. A round-trip economy redemption on a budget carrier to Southeast Asia is a concrete, achievable target from your first year of earning on rent miles. It's not glamorous, but it's a free flight - from rent you were going to pay anyway.
Year 3: ~32,400 Max Miles
Cathay Pacific Business Class, one-way to Hong Kong. Three years of consistent earning at the Basic tier puts you within range of a premium cabin redemption on a short-haul route. That's a meaningful upgrade for a relatively modest annual fee.
Year 4: ~43,200 Max Miles
JAL Business Class, one-way to Tokyo. Four years of Basic tier earning gets you into range for one of the most well-regarded business class redemptions in Asia. JAL's business class to Tokyo is frequently cited by frequent flyers as exceptional value.
Alternative: Hotel Nights
Max Miles can also be transferred to hotel loyalty partners for 1-2 free nights a year. Check HeyMax for the current list of hotel transfer partners and live rates.
Alternative: Singapore Airlines via KrisFlyer
Max Miles can be transferred to KrisFlyer, often via yuu Rewards. We're not going to hardcode the transfer ratio here - it changes - but you can check HeyMax for the current transfer rate and partners.
For context on the kind of goal you'd be working toward: according to SingSaver, KrisFlyer miles are typically valued at 1.5 to 2 cents (SGD) per mile when redeemed for flights. At 10,800 miles per year, you're accumulating miles with a market redemption value of roughly $162-$216 per year, for a program that costs you $144 annually at the Basic tier.
To put that into perspective, a KrisFlyer Economy Saver award for a round-trip flight to Phuket requires 27,000 miles. Earning 10,800 miles a year gets you 40% of the way to that goal, just from paying rent.
The Value Math: What Are You Actually Paying Per Mile?
Here's the transparent breakdown. No hidden numbers.
Basic Tier, $3,000/month rent:
Monthly fee: $3,000 × 0.4% = $12
Annual fee: $12 × 12 = $144
Annual miles earned: 900 × 12 = 10,800 Max Miles
Cost per mile: $144 ÷ 10,800 = 1.33 cents per mile
At 1.33 cents per mile, this is one of the most cost-effective ways to acquire miles in Singapore. Rently's earn miles on rent structure is among the cheapest available methods for buying Max Miles locally, with the Basic tier delivering miles at 1.33 cents per mile - significantly lower than most credit card acquisition methods.
To put that in context: if you later transfer those miles into KrisFlyer and redeem for a flight valued at 1.5-2 cents per mile, you're getting $1.50-$2.00 of travel value for every $1.33 you spent, a positive return from rent you were already paying.
What You Need to Get Started
No long list. Just three things:
Singpass MyInfo - for fast, secure identity verification
A valid tenancy agreement - proof that you're an actual renter
Eligibility check - Rently will verify your eligibility as part of the onboarding process
That's the complete checklist. If you have those three, you can sign up at Rently's Earn Rewards page and configure your tier from there.
FAQ
Do Max Miles expire? No. Max Miles held in your HeyMax account do not expire, so you can accumulate them across multiple years toward bigger redemptions without the pressure of a countdown clock.
Can I cancel the Earn Rewards add-on? Yes - you can cancel at any time, up to 24 hours before your next rent payment is due. There's no long-term lock-in or commitment period.
I already pay my landlord by GIRO. How does this work? You'd cancel your existing GIRO arrangement and set up your monthly payment to Rently instead. Rently then handles the bank transfer to your landlord on your behalf. Your landlord's experience doesn't change; only yours does.
Do I have to set up auto-pay? A common concern from renters is being forced into auto-pay with no control. Rently is not a credit card, and the payment setup is straightforward - you make your payment to Rently each month. Check Rently's site for the current payment flow and options.
Are the miles "free"? No - and it's worth being direct about this. You pay a small fee to earn them. On the Basic tier, that's $12/month, or $144/year, for 10,800 Max Miles. The value proposition isn't that the miles are free; it's that you're acquiring them at 1.33 cents per mile, which is very low compared to most other methods in Singapore. The "catch" is the fee. That's the entire catch.
What if my landlord only accepts bank transfers? That's exactly what Rently does - it pays your landlord via bank transfer. This is the core mechanism, designed for the Singapore market where ACH-style bank transfers are the norm, not the exception.
The Bottom Line
If you pay $3,000/month in rent and do nothing, you earn zero. Over five years, that's $180,000 with no rewards, no miles, no return.
With Rently's Basic tier, that same rent earns you 10,800 Max Miles per year at a cost of $144 annually - or 1.33 cents per mile. Over three years, that's enough for a business class one-way to Hong Kong. Over four, you're looking at JAL business to Tokyo.
The math is simple. The program is transparent. And the miles are yours to accumulate without an expiry date ticking down.
If you're a renter in Singapore looking to earn miles on rent without a complicated credit card product, Rently's Earn Rewards is the clearest, most cost-effective path available. Start at rently.sg/earn-rewards.
FAQ
Can I use Rently if I'm renting a private condo or landed property?
Yes. Rently works for any residential tenancy in Singapore - whether it's an HDB flat, a private condo, or a landed house. As long as you have a valid tenancy agreement and a Singpass account, you can sign up and start earning miles. The property type makes no difference; both the payment process and rewards tiers are identical across all housing types.
Do I need my landlord's consent to use Rently?
No. You don't need to inform or seek permission from your landlord. Rently pays your landlord directly from your rent payment, so from their perspective the money arrives exactly as it would if you were paying yourself. The only change is on your side - you pay Rently and earn miles, while Rently handles the landlord payment.
How soon after paying rent do Max Miles appear in my HeyMax account?
Max Miles are credited to your linked HeyMax account within 1-2 business days after Rently receives your payment. There's no waiting for the landlord to acknowledge the transfer - your miles are unrelated to their side. If you pay on a weekday, you'll typically see the miles reflected by the next business day.
Is Rently available to foreign tenants on Employment Pass or S Pass?
Yes. Rently is open to foreign tenants in Singapore who hold a valid Singpass account and a current tenancy agreement. Whether you're on an Employment Pass, S Pass, Dependent's Pass, or other long-term pass, you can sign up - the verification is done through Singpass MyInfo, so as long as you have that, you're eligible.
What if my rent payment fails due to insufficient funds?
If your payment fails, the transaction simply won't process. No miles are awarded, and Rently won't charge you the rewards fee for that month. You can make a new payment once the issue is resolved, and the normal timeline for miles crediting will apply. Your existing accumulated miles remain untouched.
Is Rently regulated by the Monetary Authority of Singapore (MAS)?
Rently is a tenancy support platform. It uses Singpass identity verification and works with regulated Singapore banks to process rent payments, and complies with Singapore's PDPA for data handling.
How does Rently compare to other rent payment platforms?
The biggest advantage is payment method. Rently's non-credit-card tiers let you pay via bank transfer - you earn Max Miles without the added cost typically associated with credit-card-based rent payment platforms. For example, the Basic tier costs just 0.4% in fees and gives you 0.3 Max Miles per dollar. That translates to about 1.33 cents per mile. For the simplest, lowest-cost route, Rently's bank-transfer-based tiers are generally the winner.
Can I try Rently's Earn Rewards for just one month?
Absolutely. There's no minimum commitment. You can sign up, pay one month's rent, earn your 900 Max Miles (if on the $3K Basic plan), and then cancel the Rewards add-on before your next payment date. You keep any miles already earned, and you won't be charged the next month. It's a risk-free way to test whether the program fits your travel goals.
