Summary
$3,000 rent on Rently's Premium plan earns 5,100 Max Miles a month for an $84 fee — 1.65 cents per mile, the lowest cost per mile of any Rently tier.
Eight months of rent gets you 40,800 Max Miles: enough for a Japan Airlines business class seat to Tokyo, for $672 in fees.
Three eGIRO plans: Basic (0.7% fee, 0.4 Max Miles per S$1), Standard (1.7%, 1 Max Mile), Premium (2.8%, 1.7 Max Miles). Paying by credit card costs 2.9% and earns 0.3 Max Miles per S$1 on top of your own card's miles.
Max Miles can be converted toward airline and hotel loyalty programmes including KrisFlyer (via yuu Rewards) — see HeyMax for current partner list and transfer rates.
Sign up for Rently's Earn Rewards to start earning miles on rent with zero landlord involvement.
Your rent is almost certainly the largest payment you make each month. It is also the one expense category that virtually every credit card in Singapore explicitly excludes from rewards. Thousands of dollars leave your account, and you get nothing back for it.
Rently changes that arithmetic. Earning miles on rent is simpler than you think: there are no hidden catches, no rigid contracts, and no need to hand over credit card details for an auto-pay you never asked for. No hype, just math — here's the breakdown.
The Math That Turns Your Rent Into a Business Class Ticket
Rently's Earn Rewards programme runs on three eGIRO plans. Each one trades a higher service fee for a higher earn rate:
Basic — 0.7% fee, 0.4 Max Miles per S$1 of rent
Standard — 1.7% fee, 1 Max Mile per S$1 of rent
Premium — 2.8% fee, 1.7 Max Miles per S$1 of rent
The number that really matters here is your cost per mile (CPM). This is the metric savvy miles collectors use to compare every earning opportunity, and it is where the three plans separate.
On $3,000 a month in rent:
Basic: $21/month → 1,200 Max Miles → 1.75 cents per mile
Standard: $51/month → 3,000 Max Miles → 1.70 cents per mile
Premium: $84/month → 5,100 Max Miles → 1.65 cents per mile
Counter-intuitively, the most expensive plan is the cheapest way to buy miles. Premium costs four times what Basic does each month, but the earn rate climbs faster than the fee does, so every mile you acquire costs you less.
Now let's zoom out. On Premium, $3,000 in monthly rent generates 61,200 Max Miles a year.
After eight months of paying rent through Rently on Premium, you'll have accumulated 40,800 Max Miles. Your total cost over that period: $672 in fees (8 × $84).
The prize? Enough miles for a one-way Japan Airlines (JAL) business class seat to Tokyo, which needs 40,500 Max Miles. That flight regularly retails for $3,000 or more — a return of more than 4x on the fees you paid, in under a year.
How This Compares to Your Miles Credit Card
A typical general-spending miles credit card in Singapore earns somewhere between 1.2 to 1.4 miles per dollar. Once you factor in annual fees or the cashback you're giving up, the effective cost per mile lands between 1.5 and 2.5 cents, according to analysis from Milelion and Simple Flying.
Rently's Premium plan: 1.65 cents per mile. That sits at the low end of that range — competitive with a well-optimised card setup, rather than a blowout win on rate alone.
The rate is not the real argument, though. The argument is the spend. Your card can only earn on spending your card is allowed to earn on, and rent is excluded almost everywhere. Rently applies a competitive cost per mile to the single largest line item in your budget, one that has been locked out of rewards programmes for years.
Put differently: you are not choosing between Rently and your credit card. You are adding a few thousand dollars a month of eligible spend that simply did not exist before. That is what makes earn miles eGIRO rent worth treating as a standing strategy rather than a one-off promotion.
What Your Fee Really Buys You: The Power of Max Miles
When you pay rent through Rently, the miles you earn land in your HeyMax account as Max Miles — a flexible rewards currency that can be converted toward airline and hotel loyalty programmes including KrisFlyer (via yuu Rewards). Transfer ratios vary by partner — see HeyMax for the current partner list and transfer rates.
That flexibility is the real value here. You're not locked into a single airline programme and stuck hoping your preferred airline has availability on the route you want. Instead, you can shop around and find the best redemption for your trip.
Key transfer partners include:
Japan Airlines Mileage Bank
Cathay Pacific Asia Miles
And many more across oneworld, Star Alliance, and SkyTeam
For Singapore Airlines KrisFlyer, Max Miles can be converted via the yuu Rewards programme. Please check the HeyMax platform directly for the latest transfer rates and availability, as these can change over time.
This multi-partner approach directly solves one of the most common pain points among frequent flyer enthusiasts: poor alignment between your miles balance and actual award availability. As highlighted in online discussions, it often doesn't make sense to focus on earning miles with one airline when another operates more flights out of your home airport. Max Miles sidesteps this problem entirely. If JAL doesn't have availability, try Cathay. If Cathay is blocked out, check Qatar. You have options.
How It Works: Simple, Seamless, and Invisible to Your Landlord
One of the best things about Rently's eGIRO setup is how little disruption it causes. Your landlord receives their rent via a standard bank transfer — exactly as they always have. They don't need to sign up for anything, provide any information, or even know you're using a service. From their end, nothing changes.
The process is simple:
Sign up for a Rently account and enrol in the Earn Rewards programme.
Choose your plan — Basic, Standard or Premium.
Set up eGIRO, linking your bank account to pay Rently directly.
On your rent due date, Rently pays your landlord via a normal bank transfer.
You pay Rently the rental amount plus your plan's service fee ($84 on $3,000 rent at Premium), debited seamlessly via eGIRO.
5,100 Max Miles appear in your HeyMax account. That's it.
No credit card required at the eGIRO tier. No complicated setup. No awkward conversations with your landlord. It's one of the most passive, low-friction ways to accumulate miles — which, if you're looking for a cheap way to earn miles on rent in Singapore, is exactly what you want.
For full setup details, visit Rently's eGIRO payments page.
The No-Catch FAQ
Is there actually a catch?
No hidden fees, no bait-and-switch. You pay your plan's service fee and nothing else — $84 a month on $3,000 rent at Premium, or $21 at Basic. You can cancel the Earn Rewards programme at any time; there's no lock-in contract. Transparency is baked in, which is why the Rently blog lays out exactly what you're paying and what you're getting.
Note: "Cancel any time" applies specifically to the Earn Rewards programme. If you're using Rently's Lower Move-In Costs feature, different terms apply — check Rently's site for those details.
Which plan should I choose?
Premium if you're collecting miles seriously: it has the lowest cost per mile and gets you to a redemption fastest. Basic if you want to keep the monthly outlay as small as possible and are happy accumulating slowly. Standard sits in between and is the most popular choice. You can compare all three against your own rent in the calculator on the Earn Rewards page.
What if I want to pay by credit card instead?
Rently also supports credit card payment at a 2.9% fee, earning 0.3 Max Miles per S$1 on top of whatever your own card awards. Judged on Max Miles alone the cost per mile is high, but that isn't the point of this route — your card is. It's a strong option if you're trying to meet a large minimum spend on a new card to unlock a sign-up bonus. Do check with your bank first: each issuer decides how it classifies rent payments, and some exclude recurring transactions from rewards.
What about taxes and fees when I redeem for business class?
This is an important question and worth addressing head-on. All award tickets — regardless of airline or programme — come with government taxes, airport fees, and sometimes carrier-imposed surcharges. As one traveller noted in an online discussion, departing from London Heathrow in business class can add $700–800 in fees alone. This is standard across the industry and not specific to any one programme.
Your miles cover the airfare component, which is often the largest portion of the ticket price. But when planning your redemption, always check the total cost including fees. For a JAL business class flight to Tokyo departing from Singapore, fees tend to be considerably more manageable than on routes departing from the UK.
Do I need to qualify for Rently?
Yes. As part of the onboarding process, Rently conducts a credit review as part of the application process, including checks for major payment defaults or active bankruptcy. This keeps the platform reliable and secure for everyone using it.
Start Earning on Your Biggest Expense
Every month, your rent leaves your account and that's the end of it. No miles, no points, no return. With Rently's Earn Rewards programme, that changes.
On Premium, $84 a month on $3,000 rent buys miles at 1.65 cents each — the low end of what a well-run credit card strategy achieves, applied to an expense category that cards have locked out for years. And you're building towards something real: a business class seat worth $3,000+, funded by rent you'd be paying anyway, in roughly eight months.
The math is simple. The setup is painless. The landlord notices nothing.
If you've been looking for a way to earn miles on the rent you already pay in Singapore, this is it.
Start earning on your rent with Rently's Earn Rewards →
Frequently Asked Questions
How do I earn KrisFlyer miles with Rently?
You can convert Max Miles to Singapore Airlines KrisFlyer miles via the yuu Rewards programme. Sign up for a yuu account, link your HeyMax and KrisFlyer accounts, and transfer Max Miles to yuu Points, then to KrisFlyer. Please check the HeyMax platform for the latest conversion rates and any conditions, as these can change over time.
Do I need my landlord's permission to earn miles on rent?
No. Rently's eGIRO system pays your landlord via a standard bank transfer that looks identical to a normal GIRO payment. Your landlord does not need to sign up, provide any information, or even be aware you're earning miles. The process is entirely on your side.
Can I cancel the Earn Rewards programme at any time?
Yes. You can cancel the Earn Rewards programme at any time with no penalties. After cancellation, your rent will still be paid to your landlord via the eGIRO setup, but you will stop accruing Max Miles. If you later wish to re-enrol, you can do so as well.
Do Max Miles expire?
Max Miles do not expire as long as your HeyMax account remains active. There is no fixed validity period, so you can accumulate miles over time without worrying about them disappearing. However, individual frequent flyer programmes may have their own expiry policies once you transfer miles to them.
Is there a maximum number of miles I can earn per rent payment?
No, there is no cap. Your earn rate depends on the plan you choose: 0.4 Max Miles per S$1 on Basic, 1 Max Mile per S$1 on Standard, and 1.7 Max Miles per S$1 on Premium. For example, $5,000 in monthly rent yields 2,000 miles on Basic, 5,000 on Standard, or 8,500 on Premium. The more your rent, the more miles you earn.
How does Rently's eGIRO fee compare to using a credit card for rent?
Rently's Premium plan costs 2.8% and earns 1.7 Max Miles per S$1, which works out to 1.65 cents per mile — at the low end of the effective cost per mile of most general-spending miles cards (1.5–2.5 cents). Basic (0.7%) comes to 1.75 cents and Standard (1.7%) to 1.70 cents. The bigger difference is coverage: most credit cards exclude rent payments from rewards entirely, so the eGIRO route earns on spending your card would ignore. Paying by credit card through Rently costs 2.9% and earns 0.3 Max Miles per S$1 alongside your own card's rewards.
Can I combine Rently-earned miles with other miles from credit cards?
Absolutely. Since Max Miles transfer to multiple loyalty programmes, you can pool them with miles earned from credit card spending, online shopping portals, dining rewards, and more. This flexibility helps you reach redemption thresholds faster without being locked into one airline.
What if my rent amount changes after I've set up eGIRO?
You should update your eGIRO arrangement in your Rently account to reflect the new rental amount. Your plan's service fee and the miles you earn will automatically adjust according to the revised rent each month. Once updated, you'll continue earning miles seamlessly.
Is paying rent via eGIRO with Rently secure?
Yes. eGIRO is a bank-backed direct debit mechanism widely used for recurring payments in Singapore. Rently employs bank-grade encryption and security protocols to protect your data and transactions, ensuring your rent payments are as safe as any other banking operation.
Can I use Rently's Earn Rewards if I'm renting a room instead of a full unit?
Yes. Rently's system works for any tenancy arrangement where you have a rental agreement and make regular payments. The miles you earn are based solely on the rent amount, whether it's for a room or an entire property.
