Summary
$12/month on $3,000 rent earns 900 Max Miles at just 1.33 cents per mile — a rate that beats most miles credit cards.
After 45 months, you accumulate 40,500 Max Miles, enough for a Japan Airlines business class seat to Tokyo (often valued at $3,000+).
Max Miles can be converted toward airline and hotel loyalty programmes including KrisFlyer (via yuu Rewards) — see HeyMax for current partner list and transfer rates.
Sign up for Rently’s Earn Rewards to start earning miles on rent with zero landlord involvement — from $12/month.
$12 a month turns your $3,000 rent into a miles-earning machine. That's the price of a bubble tea run, a GrabFood delivery, or a Netflix subscription. For that same $12, you accumulate miles each month on the one expense most people never think to optimise: rent.
Earning miles on rent is simpler than you think, and Rently makes it straightforward. There are no hidden catches, no rigid contracts, and no need to hand over credit card details for auto-pay you never asked for. No hype, just math: here's the breakdown.
The Math That Turns Your Rent Into a Business Class Ticket
Rently's eGIRO Tier 1 charges a 0.4% fee on your rent payment. For most Singapore tenants, that translates to something very concrete:
Monthly Rent: $3,000
Rently eGIRO Tier 1 Fee (0.4%): $12/month
Max Miles Earned: 900 miles/month
Annual Miles: 10,800 Max Miles
The number that really matters here is your cost per mile (CPM). This is the metric savvy miles collectors use to compare every earning opportunity.
For Rently's eGIRO Tier 1: $12 ÷ 900 miles = 1.33 cents per mile.
Now let's zoom out. Stay consistent, and here's what happens over time:
After 45 months of paying rent through Rently, you'll have accumulated 40,500 Max Miles. Your total cost over that period: $540 in fees (45 × $12).
The prize? Enough miles for a one-way Japan Airlines (JAL) business class seat to Tokyo. That flight regularly retails for $3,000 or more. That's a return of over 5x on the fees you paid.
Why This Beats Your Miles Credit Card
A typical general-spending miles credit card in Singapore earns somewhere between 1.2 to 1.4 miles per dollar. Once you factor in annual fees or the cashback you're giving up, the effective cost per mile lands between 1.5 and 2.5 cents, according to analysis from Milelion and Simple Flying.
Rently's eGIRO Tier 1: 1.33 cents per mile.
That makes it one of the cheapest ways to earn miles in Singapore, cheaper than most credit card setups, and it's earning on rent, the one expense category most banks and card issuers explicitly exclude from rewards.
Your $3,000 rent is probably your single largest monthly outgoing. For years, that money has been flowing out with zero return. With Rently, you're finally putting it to work.
You're buying miles at the lowest cost per mile available in Singapore, on an expense you'd be paying anyway. That's what makes the math so compelling when you look at earn miles eGIRO rent as a strategy rather than a one-off promotion.
What Your $12 Really Buys You: The Power of Max Miles
When you pay rent through Rently, the miles you earn land in your HeyMax account as Max Miles — a flexible rewards currency that can be converted toward airline and hotel loyalty programmes including KrisFlyer (via yuu Rewards). Transfer ratios vary by partner — see HeyMax for the current partner list and transfer rates.
That flexibility is the real value here. You're not locked into a single airline programme and stuck hoping your preferred airline has availability on the route you want. Instead, you can shop around and find the best redemption for your trip.
Key transfer partners include:
Japan Airlines Mileage Bank
Cathay Pacific Asia Miles
And many more across oneworld, Star Alliance, and SkyTeam
For Singapore Airlines KrisFlyer, Max Miles can be converted via the yuu Rewards programme. Please check the HeyMax platform directly for the latest transfer rates and availability, as these can change over time.
This multi-partner approach directly solves one of the most common pain points among frequent flyer enthusiasts: poor alignment between your miles balance and actual award availability. As highlighted in online discussions, it often doesn't make sense to focus on earning miles with one airline when another operates more flights out of your home airport. Max Miles sidesteps this problem entirely. If JAL doesn't have availability, try Cathay. If Cathay is blocked out, check Qatar. You have options.
How It Works: Simple, Seamless, and Invisible to Your Landlord
One of the best things about Rently's eGIRO setup is how little disruption it causes. Your landlord receives their rent via a standard bank transfer — exactly as they always have. They don't need to sign up for anything, provide any information, or even know you're using a service. From their end, nothing changes.
The process is simple:
Sign up for a Rently account and enrol in the Earn Rewards programme.
Set up eGIRO, linking your bank account to pay Rently directly.
On your rent due date, Rently pays your landlord via a normal bank transfer.
You pay Rently the rental amount plus the 0.4% fee ($12 on $3,000 rent), debited seamlessly via eGIRO.
900 Max Miles appear in your HeyMax account. That's it.
No credit card required at the eGIRO tier. No complicated setup. No awkward conversations with your landlord. It's one of the most passive, low-friction ways to accumulate miles — which, if you're looking for the cheapest way to earn miles on rent in Singapore, is exactly what you want.
For full setup details, visit Rently's eGIRO payments page.
The No-Catch FAQ
Is there actually a catch?
No hidden fees, no bait-and-switch. The service costs $12/month for a $3,000 rent. That's the full cost at Tier 1. You can cancel the Earn Rewards programme at any time — there's no lock-in contract. Transparency is baked in, which is why the Rently blog lays out exactly what you're paying and what you're getting.
Note: "Cancel any time" applies specifically to the Earn Rewards programme. If you're using Rently's Lower Move-In Costs feature, different terms apply — check Rently's site for those details.
What if I want to earn miles faster?
Rently also offers a credit card payment tier at a 2.8% fee. The cost per mile is higher, but this option is powerful if you're trying to meet a large minimum spend requirement on a new card to unlock a sign-up bonus — essentially turbocharging your miles haul in a short window. The eGIRO Tier 1 at 1.33 cents per mile is the best ongoing rate for most people, but having the CC tier as an option gives you flexibility.
What about taxes and fees when I redeem for business class?
This is an important question and worth addressing head-on. All award tickets — regardless of airline or programme — come with government taxes, airport fees, and sometimes carrier-imposed surcharges. As one traveller noted in an online discussion, departing from London Heathrow in business class can add $700–800 in fees alone. This is standard across the industry and not specific to any one programme.
Your miles cover the airfare component, which is often the largest portion of the ticket price. But when planning your redemption, always check the total cost including fees. For a JAL business class flight to Tokyo departing from Singapore, fees tend to be considerably more manageable than on routes departing from the UK.
Do I need to qualify for Rently?
Yes. As part of the onboarding process, Rently conducts a credit review as part of the application process, including checks for major payment defaults or active bankruptcy. This keeps the platform reliable and secure for everyone using it.
Start Earning on Your Biggest Expense
Every month, your rent leaves your account and that's the end of it. No miles, no points, no return. With Rently's Earn Rewards programme, that changes.
For $12 a month, genuinely less than most streaming subscriptions, you're acquiring miles at 1.33 cents per mile, a rate that beats the effective cost of nearly every miles credit card in Singapore. You're earning on an expense category that's been locked out of rewards programmes for years. And you're building towards a real, tangible goal: a business class seat worth $3,000+, funded by rent you'd be paying anyway.
The math is simple. The setup is painless. The landlord notices nothing.
If you've been looking for the cheapest way to earn miles on rent in Singapore, this is it.
Start earning on your rent with Rently's Earn Rewards →
Frequently Asked Questions
How do I earn KrisFlyer miles with Rently?
You can convert Max Miles to Singapore Airlines KrisFlyer miles via the yuu Rewards programme. Sign up for a yuu account, link your HeyMax and KrisFlyer accounts, and transfer Max Miles to yuu Points, then to KrisFlyer. Please check the HeyMax platform for the latest conversion rates and any conditions, as these can change over time.
Do I need my landlord’s permission to earn miles on rent?
No. Rently’s eGIRO system pays your landlord via a standard bank transfer that looks identical to a normal GIRO payment. Your landlord does not need to sign up, provide any information, or even be aware you’re earning miles. The process is entirely on your side.
Can I cancel the Earn Rewards programme at any time?
Yes. You can cancel the Earn Rewards programme at any time with no penalties. After cancellation, your rent will still be paid to your landlord via the eGIRO setup, but you will stop accruing Max Miles. If you later wish to re-enrol, you can do so as well.
Do Max Miles expire?
Max Miles do not expire as long as your HeyMax account remains active. There is no fixed validity period, so you can accumulate miles over time without worrying about them disappearing. However, individual frequent flyer programmes may have their own expiry policies once you transfer miles to them.
Is there a maximum number of miles I can earn per rent payment?
No. You earn 0.3 Max Miles per S$1 of rent paid. For example, $5,000 in monthly rent yields 1,500 miles. There’s no cap — the more your rent, the more miles you earn.
How does Rently’s eGIRO fee compare to using a credit card for rent?
At 0.4%, Rently’s eGIRO Tier 1 fee gives a cost-per-mile of 1.33 cents — notably lower than the effective CPM of most general-spending miles cards (1.5–2.5 cents). Moreover, most credit cards exclude rent payments from rewards; using a card often requires a higher platform fee (e.g., 2.8% for Rently’s CC tier), making the eGIRO route the cheapest way to earn miles on rent in Singapore.
Can I combine Rently-earned miles with other miles from credit cards?
Absolutely. Since Max Miles transfer to multiple loyalty programmes, you can pool them with miles earned from credit card spending, online shopping portals, dining rewards, and more. This flexibility helps you reach redemption thresholds faster without being locked into one airline.
What if my rent amount changes after I’ve set up eGIRO?
You should update your eGIRO arrangement in your Rently account to reflect the new rental amount. The 0.4% fee and miles earned will automatically adjust according to the revised rent each month. Once updated, you’ll continue earning miles seamlessly.
Is paying rent via eGIRO with Rently secure?
Yes. eGIRO is a bank-backed direct debit mechanism widely used for recurring payments in Singapore. Rently employs bank-grade encryption and security protocols to protect your data and transactions, ensuring your rent payments are as safe as any other banking operation.
Can I use Rently’s Earn Rewards if I’m renting a room instead of a full unit?
Yes. Rently’s system works for any tenancy arrangement where you have a rental agreement and make regular payments. The miles you earn are based solely on the rent amount, whether it’s for a room or an entire property.
